Onesta Surplus Recovery
Onesta Surplus Recovery
When a foreclosed property sells for more than what was owed on it, the difference legally belongs to the former owner — not the county, not the buyer. Most people never find out it's there. We track it down and help you claim it.
Illustrative example. Every county calculates and holds these funds differently — your figure depends entirely on your own sale record.
Every foreclosure sale settles the same way — what a claim really requires is proving the numbers to the entity holding the balance.
This is a sample reconciliation for illustration — actual figures are pulled from your county's own sale and payoff records.
Court and auction records tell us exactly how much surplus exists and who's entitled to it — we don't estimate, we verify against the source document.
Ownership, liens, and competing claims all get checked before we file anything, so the claim holds up when it reaches a clerk or judge.
Each county has its own claim form, notarization rules, and sometimes a required court order — we handle the version that applies to your case.
Retired U.S. Army Chief Warrant Officer · Real Estate Professional · Ordained Elder
I served close to 21 years in the Army, retiring as a Chief Warrant Officer with an honorable record. For the past decade, I've worked in real estate helping families navigate some of the biggest financial decisions of their lives.
Outside of work, I'm a family man, a man of faith, and an ordained elder serving my local church and community. I built this company on the name Onesta — which means integrity — because that's the standard I hold myself to. When you work with me, you're getting total transparency, every step of the way.
Tell us the county and approximate sale date. We search the record to confirm whether a surplus exists before you commit to anything.
We gather the auction results, payoff statement, and any supporting proof of ownership needed to establish your claim.
Your file is submitted to the correct county, court, or state office — following that jurisdiction's exact procedure and timeline.
We track the claim until funds are released, following up on your behalf so it doesn't stall in a backlog.
We're just getting started. Real client stories will appear here as we complete cases. Every testimonial on this site will be a genuine, verifiable quote from someone we've helped.
Your story could be featured here. We look forward to earning it.
Your story could be featured here. We look forward to earning it.
Your story could be featured here. We look forward to earning it.
Share a few details and we'll check the county record ourselves — no cost, no obligation, and no upfront fees if we move forward together.